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Now you can get anywhere up to 40% reduction on your monthly premiums

If you have a serious medical condition and you are above 50, over 50's policy is your best bet.

Advise that you can count on.

Over 50s Life Insurance: Guaranteed Senior Cover From £10 a Month

Why should I choose an over 50s plan?

If you’re not able to get cover elsewhere due to your medical history and you’re above age 50, you have come to the right place.
For those of you who want to leave any money behind for their partner, children, grandchildren, etc. as a little parting gift or to ensure no one from their family has to deal with their funeral expenses, and they can’t get cover due to their medical conditions, an over 50s policy is your best bet. These policies continue for the rest of your life i.e. they don’t have any expiry date on them so they’re not really a gamble unlike the term policies.

Key Features

Cover starts from as little as £10 per month

If you die during the first 12 months, your premiums are returned to your family

Guaranteed acceptance

Guaranteed to pay out regardless of when you pass away

No fees. No obligation. No hidden charges

Whole-of-market access allows the advisers on our panel to compare suitable policies and recommend cover based on your individual needs, circumstances and budget.

You only need to pay until your 90th birthday

What is an over 50s plan?

An over-50s plan is a life insurance policy that is guaranteed to pay out when you pass away irrespective of your age. It also does not take into consideration your medical history, so your application can never get declined as long as you’re above the age of 50.

Difference between a whole of life cover and an over 50s plan

The difference between the two (over 50s & a regular whole of life cover) is that an over 50s policy is a non-medical one and is therefore suitable for people with critical medical conditions as they may not be able to get a regular policy due to their conditions. It also pays out lesser as compared to a regular policy simple because it’s not an underwritten policy. But for those who can’t get life insurance and all they want is to leave some money behind for their family to take care of the funeral expenses, etc. an over 50s plan can be an appropriate solution.
The adviser that we connect you with would help you decide which option you should go with, depending upon your circumstances and requirements.

Solutions: all your questions answered

Fix yourself a policy NOW to prevent this from ever happening.

Getting the right advice is essential when setting up a life cover.

On average a life cover costs you a lot less than any other insurance and in return it gives you the peace of mind that your family won’t suffer financially on your passing.

Taking out a life cover is not only the cheapest but also your best bet to securing your family’s future.
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