Whole of Life Insurance: Guaranteed UK Cover From £5 a Month
Why should I choose the whole of life cover?
For those who think life insurance policy is
a waste of money and hardly ever pays out, they should consider taking out a whole of life
cover.
As it is:
- Guaranteed to pay out regardless of when you pass away
- Designed to cover you from day 1 which means even if you die a day after taking the policy out, it would still pay out
- Going to eventually help contribute towards your funeral expenses even if you only have a little amount that you could put aside each month as premiums.
Key Features
Cover starts from as little as £5 per month
Free Terminal illness cover along with your standard life cover
Free access to a network of over 50000 best doctors across the Globe
No fees. No obligation. No hidden charges
Whole-of-market access allows the advisers on our panel to compare suitable policies and recommend cover based on your individual needs, circumstances and budget.
Guaranteed pay-out
Tax-free lump sum for your loved ones
Policy covers you from day 1
Guaranteed premiums
We have an extremely quick response time, so we would
call you within 10 minutes of receiving your application.
How does Whole of Life Cover work?
Once you fill in the form we connect you with an adviser (who’s authorised & regulated by the FCA) to work on your options and prepare a personalised recommendation based on your requirements, circumstances and budget.
Just like with a standard term assurance policy, you’re required to answer a
few lifestyle and medical questions. Our adviser would call you and run through those questions and
based upon that information will try to get you the most cost-effective deal from the market. Once
you’re happy with the cover and premiums quoted, your policy would start from day 1 upon
acceptance. From that point on and until the rest of your life whenever you become terminally ill
or die, the policy will pay out.
Difference between a whole of life cover and an over 50s plan
The difference between the two (over 50s & a regular whole of life cover) is that an
over 50s policy is a non-medical one and is therefore suitable for people with critical
medical conditions as they may not be able to get a regular policy due to their
conditions. It also pays out lesser as compared to a regular policy simple because it’s
not an underwritten policy. But for those who can’t get life insurance and all they
want is to leave some money behind for their family to take care of the funeral
expenses, etc. an over 50s plan can be an appropriate solution.
The adviser that we connect you with would help you decide which option you should go with, depending upon your circumstances and requirements.
Already have a life insurance Policy?
Call us today to:
- Get free medical assistance and a host of other health benefits added on to your policy
- Ensure your policy has been set up correctly
- Find out if your policy is still up to date with your current circumstances
- Make sure you’re adequately covered and that you’re not paying over the odds
Did you know, each year over 10,000 claims are rejected or are only partially paid due to non-disclosure or incorrect details at the time of setting up the policy.
Solutions: all your questions answered
Buying a whole of life cover can guarantee a payout that you could leave behind for
your family.
A whole of life insurance policy can ensure no one has to pay for our funerals.
Buy a whole of life insurance when you’re young and healthy to ensure you get the most
amount of cover.